:root {
  --navy:#0c1a2e;--navy2:#122744;--ivory:#f7f3ea;--paper:#fffdf8;--gold:#b9974f;
  --gold2:#d0b77e;--ink:#101a29;--muted:#5d6876;--line:rgba(12,26,46,.14);
  --serif:"Fraunces",Georgia,serif;--sans:"Manrope",system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);line-height:1.72;-webkit-font-smoothing:antialiased}
a{color:inherit}.skip-link{position:fixed;left:16px;top:-80px;z-index:2000;background:#fff;color:#000;padding:12px 18px}.skip-link:focus{top:16px}
.e-wrap{width:min(1160px,calc(100% - 48px));margin:auto}
.e-header{position:sticky;top:0;z-index:1000;background:rgba(12,26,46,.97);border-bottom:1px solid rgba(208,183,126,.25);backdrop-filter:blur(12px)}
.e-nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.e-brand{text-decoration:none;color:#fff;line-height:1.1}.e-brand small{display:block;color:var(--gold2);font-size:10px;text-transform:uppercase;letter-spacing:.23em;margin-bottom:6px}.e-brand strong{font-family:var(--serif);font-size:21px;font-weight:500}.e-brand i{color:#e2001a;font-style:normal}
.e-links{display:flex;align-items:center;gap:25px}.e-links a{color:#e9edf3;text-decoration:none;font-size:13px;font-weight:600}.e-links a:hover,.e-links a:focus-visible{color:var(--gold2)}
.e-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:var(--navy)!important;text-decoration:none;padding:13px 19px;border:1px solid var(--gold);border-radius:2px;font-size:14px;font-weight:700;transition:.2s}.e-btn:hover,.e-btn:focus-visible{background:var(--gold2);transform:translateY(-1px)}
.e-breadcrumb{font-size:12px;color:#657284;padding:22px 0}.e-breadcrumb ol{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.e-breadcrumb li+li:before{content:"/";margin-right:8px;color:#a18e68}
.e-hero{background:linear-gradient(145deg,var(--navy),#091321);color:#fff;padding:66px 0 72px;position:relative;overflow:hidden}.e-hero:after{content:"";position:absolute;inset:-80% -15% auto auto;width:520px;height:520px;border:1px solid rgba(185,151,79,.25);transform:rotate(32deg)}.e-hero .e-wrap{position:relative;z-index:1}.e-kicker{color:var(--gold2);font-size:12px;letter-spacing:.2em;text-transform:uppercase;font-weight:700}.e-hero h1{font-family:var(--serif);font-size:clamp(39px,5.6vw,67px);line-height:1.06;font-weight:500;max-width:900px;margin:22px 0}.e-deck{font-size:clamp(17px,2vw,21px);font-weight:300;color:#dce2ea;max-width:790px;line-height:1.65}.e-meta{display:flex;gap:18px;flex-wrap:wrap;margin-top:30px;color:#aeb9c7;font-size:12px}.e-meta span+span{border-left:1px solid rgba(255,255,255,.2);padding-left:18px}
.e-layout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:68px;padding:68px 0 90px}.e-content h2,.e-content h3{font-family:var(--serif);font-weight:500;line-height:1.18;scroll-margin-top:100px}.e-content h2{font-size:clamp(29px,3.5vw,42px);margin:60px 0 20px}.e-content h3{font-size:25px;margin:34px 0 13px}.e-content p{font-size:17px;margin:0 0 20px}.e-content ul,.e-content ol{padding-left:22px;margin:0 0 25px}.e-content li{margin:9px 0}.e-content strong{font-weight:700}.e-answer{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--gold);padding:27px 30px;margin-bottom:40px;box-shadow:0 18px 45px rgba(12,26,46,.06)}.e-answer b{display:block;color:#836a31;text-transform:uppercase;letter-spacing:.14em;font-size:11px;margin-bottom:10px}.e-answer p{font-size:19px;margin:0}
.e-note{background:#edf2f7;border-radius:3px;padding:22px 24px;margin:28px 0}.e-note.warning{background:#fbf1e8;border-left:3px solid #be6f37}.e-note p:last-child{margin-bottom:0}
.e-table-wrap{overflow-x:auto;margin:28px 0 36px;border:1px solid var(--line)}table{width:100%;border-collapse:collapse;background:var(--paper);font-size:15px}th,td{text-align:left;padding:16px;vertical-align:top;border-bottom:1px solid var(--line)}th{background:var(--navy);color:#fff;font-size:12px;letter-spacing:.05em}tr:last-child td{border-bottom:0}
.e-steps{counter-reset:steps;display:grid;gap:14px;margin:28px 0}.e-step{counter-increment:steps;background:var(--paper);border:1px solid var(--line);padding:22px 24px 22px 68px;position:relative}.e-step:before{content:counter(steps);position:absolute;left:22px;top:21px;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold2);font-weight:700}.e-step strong{display:block;margin-bottom:5px}
.e-sidebar{position:relative}.e-side-inner{position:sticky;top:105px}.e-toc{border-top:2px solid var(--gold);padding-top:17px}.e-toc strong{font-family:var(--serif);font-size:19px}.e-toc ol{list-style:none;padding:0;margin:13px 0 28px}.e-toc a{display:block;color:var(--muted);font-size:13px;text-decoration:none;padding:7px 0;border-bottom:1px solid var(--line)}.e-toc a:hover{color:var(--ink)}.e-side-cta{background:var(--navy);color:#fff;padding:25px}.e-side-cta p{font-size:13px;color:#c4ccd6;margin:10px 0 18px}.e-side-cta .e-btn{width:100%}
.e-faq details{background:var(--paper);border:1px solid var(--line);margin:11px 0}.e-faq summary{cursor:pointer;font-weight:700;padding:18px 48px 18px 20px;position:relative;list-style:none}.e-faq summary:after{content:"+";position:absolute;right:19px;font-size:20px;color:var(--gold)}.e-faq details[open] summary:after{content:"−"}.e-faq details p{padding:0 20px 19px;margin:0;font-size:15px;color:var(--muted)}
.e-sources{font-size:14px}.e-sources li{margin:12px 0}.e-sources a{text-decoration-thickness:1px;text-underline-offset:3px}
.e-author{display:grid;grid-template-columns:86px 1fr;gap:22px;align-items:center;background:#eee8dc;padding:24px;margin-top:48px}.e-author img{width:86px;height:86px;border-radius:50%;object-fit:cover}.e-author p{font-size:14px;margin:5px 0}.e-author strong{font-family:var(--serif);font-size:21px}
.e-related{background:#eee8dc;padding:70px 0}.e-related h2{font-family:var(--serif);font-size:39px;font-weight:500;margin:0 0 30px}.e-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.e-card{background:var(--paper);border:1px solid var(--line);padding:25px;text-decoration:none;min-height:190px;transition:.2s}.e-card:hover{transform:translateY(-3px);border-color:var(--gold)}.e-card small{color:#8b7136;text-transform:uppercase;letter-spacing:.12em;font-weight:700}.e-card h3{font-family:var(--serif);font-size:24px;line-height:1.18;margin:14px 0}.e-card span{color:var(--muted);font-size:14px}
.e-final-cta{background:var(--navy);color:#fff;text-align:center;padding:72px 0}.e-final-cta h2{font-family:var(--serif);font-size:clamp(34px,4vw,51px);font-weight:500;margin:0 auto 15px;max-width:780px}.e-final-cta p{color:#c4ccd6;max-width:680px;margin:0 auto 27px}
.e-footer{background:#08111e;color:#aeb8c5;padding:52px 0 30px;font-size:12px}.e-footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.e-footer h3{font-family:var(--serif);color:#fff;font-size:21px;margin:0 0 12px}.e-footer h4{color:var(--gold2);margin:0 0 12px;text-transform:uppercase;letter-spacing:.1em}.e-footer a{display:block;color:#c5ccd5;margin:7px 0}.e-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:25px;line-height:1.7}.e-cookie{border:0;padding:0;background:none;color:#c5ccd5;text-decoration:underline;font:inherit;cursor:pointer}
.home-guides{padding:100px 0;background:#f7f3ea}.home-guides-head{max-width:750px;margin-bottom:44px}.home-guides-head h2{font-family:var(--serif);font-size:clamp(36px,4.5vw,54px);font-weight:400;line-height:1.08;margin:18px 0}.home-guides-head p{color:var(--muted);font-size:17px}.home-guide-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.home-guide-card{background:#fffdf8;border:1px solid var(--line);padding:26px 24px;text-decoration:none;min-height:220px;display:flex;flex-direction:column;transition:.25s}.home-guide-card:hover{transform:translateY(-4px);border-color:var(--gold)}.home-guide-card small{color:#8b7136;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em}.home-guide-card h3{font-size:24px;margin:18px 0 12px}.home-guide-card p{color:var(--muted);font-size:14px;margin:0 0 20px}.home-guide-card span{margin-top:auto;color:#8b7136;font-weight:700;font-size:13px}
@media(max-width:900px){.e-layout{grid-template-columns:1fr}.e-sidebar{display:none}.e-cards,.home-guide-grid{grid-template-columns:repeat(2,1fr)}.e-links a:not(.e-btn){display:none}.e-footer-grid{grid-template-columns:1fr 1fr}.e-footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:600px){.e-wrap{width:min(100% - 32px,1160px)}.e-header .e-btn{padding:10px 12px;font-size:12px}.e-brand strong{font-size:17px}.e-hero{padding:50px 0}.e-layout{padding:42px 0 66px}.e-answer{padding:22px}.e-content p{font-size:16px}.e-cards,.home-guide-grid{grid-template-columns:1fr}.e-footer-grid{grid-template-columns:1fr}.e-footer-grid>div:first-child{grid-column:auto}.e-author{grid-template-columns:1fr;text-align:center}.e-author img{margin:auto}.e-meta span+span{border:0;padding-left:0}.e-hero h1{font-size:38px}.home-guides{padding:70px 0}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}